抵押物怎么处置(抵押物处置快速有效的5种途径)

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抵押物怎么处置

抵押物的处置一般通过拍卖、转让和回购等方式进行。拍卖是抵押物处置最常见的方式，它的最终形态是抵押物的所有权被转移到拍卖人手中。抵押物的转让也是有可能的，比如抵押物所有人将其传给他人，此时抵押物将由传递以前所有者变成传递后所有者，传递过程中所有权价值从所有者转移到受让人。此外，抵押物还可由其原有所有者回购其所有权。回购者及其代理机构将依法全额偿还抵押物的抵押贷款。

In general, disposal of pledged property is carried out through auction, transfer and repurchase. Auction is the most common way for disposal of pledged property, and its final form is that the ownership of the pledged property is transferred to the auctioneer. Transfer of pledged property is also possible, for example, when the owner of the pledged property transfers it to others, the ownership of the pledged property will be transferred from the former owner to the transferee in the transfer process and the value of ownership will be transferred from the former owner to the transferee. In addition, the original owner of the pledged property can also repurchase the ownership of the property. The repurchaser and its agency will fully repay the mortgage loan of the pledged property according to law.

债务人不履行到期债务或者发生当事人约定的实现抵押权的情形，抵押权人可以与抵押人协议以抵押财产折价或者以拍卖、变卖该抵押财产所得的价款优先受偿。债务人不履行到期债务或者发生当事人约定的实现抵押权的情形，抵押权人可以与抵押人协议以抵押财产折价或者以拍卖、变卖该抵押财产所得的价款优先受偿。